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someshbalani has not earned any certificates yet.
Work Experience
Manager
Easebuzz• November 2021 - Present
Structuring the payments risks analytics/ post-facto monitoring framework to identify and prevent transactional frauds in real-time, maintaining a fraud rate below 1%. Implementing policies for international transactions and gathering data to build an in-house alert to review- the system for any abnormal transaction behavior, automate 10% of the framework every quarter to reduce human monitoring and block confirmed fraud transactions in real-time. Automating MIS reporting to the CEO’s office with the use of JavaScript on the Google sheet app platform, reducing manual intervention of daily monitoring by 76%. Skills: JavaScript.
Senior Risk Managementb Analyst
Razorpay• March 2019 - April 2021
Worked on developing early triggers & identifying fraud patterns/modus operandi that would have a direct impact on the bottom-line/FTS and planning remediations in order to quench and attune to prevent future similar impacts which helped achieve the reduction on FTS % and fraud rates were brought down significantly from 11% to 0.5% withing three months of tireless portfolio cleanup and stringent process changes on onboarding. Fraud and operations management initiatives building innovative processes from the dust with self in-depth groundwork, Process creation, and guidance on - Mystery Shopping initiative and modus operandi, which helped identify top Chinese websites which were in gaming/lottery/easy money schemes and curbed the loss rates in terms of disputes chargebacks. The Mystery Shopping process is also a game-changer during the onboarding process for underwriting/indemnification purposes. 3 out of every 10 signups were observed to be skeptical in nature and cautiously onboarded/rejected. Imparting continuous on-job training to the workforce for enhancing their productivity & operational efficiencies through knowledge enhancement / skill-building.
Education
Visvesvaraya Technological University
Information Technology, BE• July 2014 - July 2018
Information Science & Engineering